Stellar is a decentralized payment network designed for fast, low-cost cross-border transfers and financial inclusion. With its focus on connecting financial institutions and facilitating seamless money transfers, Stellar has positioned itself as a key player in the digital payments revolution.
With XLM currently trading at $0.47, our analysis suggests it could reach $0.75 in 2025 under normal market conditions, with potential to hit $1.44 if cross-border payment adoption accelerates significantly. These predictions are based on Stellar's Soroban smart contract platform, growing institutional partnerships, and increasing real-world asset (RWA) tokenization.